Medicare Guidance · Southeast Michigan
Medicare Made Clear.
Navigating Medicare can feel overwhelming. Pete Conyers is an independent agent who works for you — not the insurance companies — to find the right plan at the right price.
Retiring After 65
If you're still working past 65 or just approaching retirement, understanding when and how to enroll in Medicare is critical. Missing your enrollment window can mean permanent premium penalties. Let Pete walk you through your options.
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Medicare Advantage
Medicare Advantage (Part C) plans bundle your hospital, medical, and often prescription drug coverage into one convenient plan. Many plans include extra benefits like dental, vision, and hearing — often with low or $0 premiums.
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Medicare Supplement (Medigap)
Medicare Supplement plans — also called Medigap — work alongside Original Medicare to cover the gaps it leaves behind, like copays, coinsurance, and deductibles. With a Medigap plan, you can see any doctor who accepts Medicare nationwide, giving you maximum flexibility and predictable out-of-pocket costs.
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Prescription Drug Plans
Medicare Part D covers prescription drugs. With dozens of plans available, choosing the right one depends on the medications you take. Pete compares formularies and costs to find the plan that saves you the most.
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Why Work with an Independent Agent?
- Pete represents multiple carriers — not just one company.
- No extra cost to you. Pete is compensated by the carrier you choose.
- Local, personal service in Southeast Michigan.
- Annual plan reviews to make sure your coverage still fits your needs.
Ready to Find Your Plan?
Call or reach out and Pete will walk you through your Medicare options — at no cost to you.